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Welcome to Citrus Grove Estates, a quaint 55+ cooperative with a wonderful location in Bradenton. Located just off US 301 and US 41, this community is close to many shops and restaurants! Only 30 minutes to beautiful Anna Maria Island! This home is perfect for either full time residence or as a snowbird! Minimal yard maintenance, with no shortage of parking space and concrete! The carport is huge, and comfortably fits two vehicles! When you step inside, you'll find the Florida room, with a second bedroom, and half bathroom! There is an indoor washer/dryer in the half bathroom as well! Inside the main house, the main living space is open, with the living room, dining room, and kitchen flowing together into one great room. Here you will also find a full bathroom, and the primary bedroom in the back of the home. Floors are SOLID. The roof-over was taken off during the hurricanes, but the main roof stayed in tact, with no leaks! The only other damage was to one of the windows in the front of the home that can be replaced. Because it was a roof-over, there IS a roof currently on the home, so it can be moved into immediately while a new roof is put on! The home is being sold fully furnished and turnkey! Citrus Grove Estates is a GATED community with plenty of amenities, including: shuffleboard courts, a clubhouse, and boccee court. There is always something to do, with plenty of activities and events scheduled in the park. Please keep in mind that this is a 55+ community and the park requires approval. There are also pet restrictions in the park. The monthly fee is normally $210, but there is an extra $100 per month special assessment for the remainder of the year to assist with hurricane repairs in the park.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$49,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $39,920 | $39,920 | $39,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.152% |
Monthly Tax Payment | $67 | $67 | $67 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $249 | $262 | $334 |
Total Monthly Payment | $391 | $404 | $476 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.