3073 GULF WINDS CIRCLE, Hernando Beach, FL, 34607 | $1,500,000

Discover the ultimate waterfront lifestyle in this stunning three-story stilt home, offering direct Gulf access, breathtaking views, and resort-style amenities. Nestled on a cul-de-sac, this coastal retreat is designed for both relaxation and adventure, featuring a new 2024 roof, two new HVAC systems (2023 & 2024), and a freshly painted interior for a move-in-ready experience. Step into the gourmet kitchen, a chef's dream with granite countertops, newly repainted wood cabinets, new lighting, a propane gas cooktop, and a new double oven and dishwasher. The spacious island and walk-in pantry offer ample storage, while the open-concept design flows seamlessly into the living room and flex space, ideal for an office or dining room. The main-level primary suite is a private retreat with stunning water views, a large walk-in closet with built-ins, and an en-suite bath featuring dual sinks, a walk-in shower, a private water closet, and a generous linen closet. Upstairs, the third floor serves as a guest haven, with two additional bedrooms, each with walk-in closets, sharing a Jack-and-Jill bath with a jetted tub. A separate half bath, kitchenette, pantry, living room and an expansive balcony make this level ideal for visitors or an in-law suite. Outside, the waterfront lifestyle shines. Unwind in the saltwater pool with a new system, perfect for swimming or sun-soaked relaxation. Boaters will appreciate the boat lift, floating dock, seawall, knee wall and stationary wood dock, providing effortless access to open water. The fully fenced backyard ensures privacy, while four balconies offer panoramic Gulf views. Convenience meets luxury with a private elevator granting seamless access to all levels—ideal for groceries, luggage, or avoiding stairs. The oversized three-car garage features a dedicated workshop, golf cart parking, and a large storage room. The rooftop deck offers breathtaking 360-degree views, making it the perfect spot to enjoy sunrises, sunsets, and stargazing. Whether you're unwinding under the night sky or watching Fourth of July fireworks light up the coast, this elevated retreat takes waterfront living to new heights. No HOA. Imagine setting sail from your dock, or enjoying a peaceful evening by the pool, this waterfront oasis offers a rare opportunity to live the ultimate coastal dream.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full / 3 half
  • Laundry: Inside, Laundry Room
  • Style: Coastal
  • Year Built: 2008
  • Garage: 3-car Garage Door Opener, Oversized, Split Garage, Tandem, Under Building, Workshop in Garage
  • Heating: Central, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,609
  • Acreage: 0.17
  • Est. Taxes: $6,014
  • HOA Fee: $50 Annually
  • Lot Desc: Cul-De-Sac, Flood Insurance Required, FloodZone, In County, Landscaped, Level, Near Marina, Street Dead-End
  • View: Water
  • Elem. School: Westside Elementary-HN
  • Middle School: Fox Chapel Middle School
  • High School: Weeki Wachee High School
  • Pool: Chlorine Free, Gunite, In Ground, Lap, Outside Bath Access, Salt Water
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Filtration System, Water Softener, Wine Refrigerator
  • MLS#: W7872335
  • Days on Market: 50 days
  • Website: https://www.raveis.com
    /eprop/W7872335/3073gulfwindscircle_hernandobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/8/2025 4:17:10 AM)

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Debbie FisherSales Associate

203.247.4092

Debbie.Fisher@Raveis.com

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Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69957

914.260.5535

Mace.Rattet@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69244

914.260.2006

Francine.Silberman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3073 GULF WINDS CIRCLE, Hernando Beach, FL, 34607

$1,500,000

Debbie Fisher

Sales Associate

William Raveis Real Estate

Phone: 203.247.4092

Debbie.Fisher@Raveis.com

Mace L. Rattet

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.5535

Mace.Rattet@raveis.com

NMLS Mortgage Loan Originator ID 69957

Francine Silberman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.2006

Francine.Silberman@raveis.com

NMLS Mortgage Loan Originator ID 69244

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,200,000 $1,200,000 $1,200,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.811% 6.475% 6.309%
Monthly Tax Payment $501 $501 $501
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,195 $7,486 $10,208
Total Monthly Payment $7,821 $8,112 $10,834

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.