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Charming doesn't even begin to describe it! Welcome home to your 3 bedroom, 2 bath, 1 car-carport retreat, centrally located in beautiful Port Charlotte! Bright and airy, this well-kept home boasts a BRAND-NEW METAL ROOF for YEARS of comfort and peace of mind. Many of the large windows throughout the home were replaced with IMPACT WINDOWS in 2023, and a newer HVAC unit, along with tile and laminate wood flooring, keeps this home comfortable year-round. Sliders and multiple outdoor access points throughout lead to a peaceful, outdoor oasis where you can relax and watch the birds from under a panel roof on the generous lanai, with access through the sliders from the family room as well. Ready for you to move right in, this home features two pass-through spaces from the well-appointed galley kitchen, making it easy to converse with guests in the front living room or to use the pass-through kitchen window to seamlessly blend indoors and outdoors, making entertaining a breeze. The newer appliances and the recent kitchen renovations, including solid wood cabinetry, will delight the chef of the house. Don't let the square footage fool you: the BONUS ROOM, with gorgeous triple windows lining each side, is not included on the appraiser's website as being under air, but this amazing space brings another 308 square feet to the party, along with housing the indoor laundry room with washer and dryer included. Three generous bedrooms are nestled away from the main living area, with a step-in shower in the large primary en suite bath. Outdoors, a welcoming area to sit and relax in the front gives you yet another space in which to enjoy the neighborhood, and the large under-truss carport houses TWO lockable storage sheds totaling 76 square feet of under-roof space. With underground utilities to boot, this much-loved home truly is everything you could want! NOT IN A FLOOD ZONE, NO HOA, NO CDD!
Come and see this beauty today: with multiple areas of living space, this home will fulfill your needs for years to come!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $195,920 | $195,920 | $195,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $103 | $103 | $103 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,222 | $1,287 | $1,640 |
Total Monthly Payment | $1,399 | $1,464 | $1,817 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.