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This beautifully renovated Key West-style residence presents an exceptional standard of luxury waterfront living. In Crossings at the Narrows, a private cul-de-sac community on the northern tip of Conch Key and Boca Ciega Bay, making this a premium spot one mile from the Gulf beaches. Elevated living starts with a striking wide entrance, through glass front doors, which open into the grand foyer with a two-story chandelier, contributing to the home's sophisticated ambiance. The living room is a comfortable and inviting space, featuring a wood-burning fireplace, access to a covered, screened balcony and an adjacent formal dining room. The kitchen, designed for the discerning chef, features a cooktop with a custom range hood, integrated convection oven and microwave, a new dishwasher, a JennAir refrigerator, and a large, uninterrupted window providing panoramic water views. Illuminated glass display cabinets, under-cabinet lighting, a reverse osmosis system, and a built-in warming/proofing drawer enhance the kitchen's functionality and aesthetic. The generous primary suite includes a fully customized walk-in closet, and a dedicated sitting area with access to the third-floor balcony for even more dramatic water views. The office, characterized by a vaulted cathedral ceiling, an elegant chandelier, and glass French doors, offers a refined work environment. Outdoor amenities include an 8-foot-deep saltwater pool, a resurfaced tanning deck surrounding the pool, complemented by lush landscaping. The oversized backyard is fenced and exceptionally private featuring a wood dock, and two floating docks ideal for jet skis, kayaks or paddleboards. Limited access to the bay is achievable through the scenic mangroves. Notable enhancements include fully customized closets throughout, a whole-home water softening system, a smart Wi-Fi sprinkler system, smart door locks, crown molding, plantation shutters, soft-close drawers, a 2020 water heater with a recirculation pump, a 2025 Trane air conditioning system, a 2022 roof, new luxury vinyl flooring, new shaker-style interior doors, new exterior sunshade shutters, recently replaced toilets, new recessed LED lighting, new 7-inch seamless gutters, new carport epoxy flooring, new interior and exterior paint, a new pool pump, new landscaping with VOLT low-voltage lighting, and pre-wiring for generator installation.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,199,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $959,920 | $959,920 | $959,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.500% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.848% | 6.613% | 6.560% |
Monthly Tax Payment | $971 | $971 | $971 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,833 | $6,067 | $8,296 |
Total Monthly Payment | $6,929 | $7,163 | $9,392 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.