4794 COBIA DRIVE SE, #D, St. Petersburg, FL, 33705 | $265,000

Welcome to your own slice of paradise! Located in the resort-style, gated community of Waterside at Coquina Key South, this breathtaking complex spans 88 acres of beautifully landscaped grounds. Enjoy the security of a 24-hour gated entrance with on-site staff and indulge in top-tier amenities, including resort-style pools and spas, a fitness center, saunas, fishing piers, a clubhouse with a private bar, and courts for pickleball, tennis, basketball, volleyball, and shuffleboard. This upstairs corner unit boasts an open floor plan, an expansive balcony, and stunning, unobstructed water views. The living and dining areas seamlessly extend to the balcony, creating the perfect space to take in the picturesque lake scenery. A spacious master bedroom and a recently updated bathroom provide a peaceful retreat after a day of fun and relaxation—all without ever leaving the community. The Owners Association takes pride in meticulous maintenance, ensuring the community remains in top condition. This building received a new roof in 2023 and newly updated balconies in 2024. If you would like a place to keep your boat, there are Wet and Dry slips are available to purchase or rent separately. This location can't be beat- 8 min. to downtown St Pete, 20 min to St Pete Beach, 30 min to Tampa International Airport, and 45 min to Sarasota.

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 4
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Laundry Room
  • Complex: WATERSIDE AT COQUINA KEY SOUTH
  • Year Built: 1979
  • Approx Sq. Feet: 694
  • Acreage: 0.16
  • Est. Taxes: $1,377
  • Condo Fee: $714 Monthly
  • Pool: Auto Cleaner, Child Safety Fence, Heated, In Ground, Lighting, Outside Bath Access, Self Cleaning
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: TB8366459
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8366459/4794cobiadrivese_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/30/2025 3:12:35 AM)
Listing courtesy of Coldwell Banker Realty   Phone: 727-360-6927

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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4794 COBIA DRIVE SE, #D, St. Petersburg, FL, 33705

$265,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $212,000 $212,000 $212,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.944% 7.025% 6.046%
Monthly Tax Payment $115 $115 $115
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,305 $1,393 $1,760
Total Monthly Payment $1,495 $1,583 $1,950

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.