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Welcome to this charming, maintenance-free villa nestled in the highly sought-after, gated 55+ golf community of The Groves. Overlooking a peaceful conservation area, this home offers the perfect blend of nature, privacy, and convenience. Featuring 2 bedrooms, 2 full baths, and a 1-car garage, this villa boasts fantastic bones and incredible potential—making it an ideal canvas for you to personalize and make your own. A beautifully landscaped courtyard welcomes you into a spacious, open-concept living and dining area that seamlessly flows into a bright and airy extended lanai. This oversized lanai is a true highlight, providing the perfect peaceful retreat where you can unwind, entertain guests, or simply enjoy the serenity of the conservation views. The kitchen offers ample wood cabinetry and a breakfast bar. Designed for privacy, the split-bedroom layout features a well-sized guest bedroom adjacent to a full bathroom with a bathtub. The primary suite is a private sanctuary, offering conservation views, a spacious walk-in closet, and an en-suite bath with a walk-in shower. Additional highlights include Pergo flooring throughout the main living areas, a new water heater (Dec 2024), a newer roof (2019), and fresh exterior paint (2022). While the home may benefit from some minor updates, it has been priced to sell, offering an excellent opportunity to customize it to your style. As an added bonus, the seller is including a golf cart in the sale! Living in The Groves means enjoying a vibrant and active lifestyle, with access to a championship golf course, tennis, pickleball, bocce ball, and shuffleboard leagues, as well as yoga, aerobics, and exercise classes. The community fosters a lively social scene with karaoke nights, bingo, card games, and special events. The full-service clubhouse restaurant is open seven days a week, serving breakfast, lunch, and dinner. Additional community amenities include small and large dog parks, a butterfly garden, and a vegetable garden. Your HOA fee covers Spectrum Internet & TV, lawn maintenance, and access to all amenities, along with future roof replacements every 17-20 years and exterior painting every 7-10 years—ensuring truly maintenance-free living. The Groves is a pet and golf cart-friendly community, conveniently located near banks, hospitals, supermarkets, restaurants, and shopping. With Tampa International Airport just 30 minutes away and the Gulf Coast’s stunning beaches only 40 minutes from your doorstep, this home offers the perfect combination of tranquility and accessibility. Don’t miss this incredible opportunity to create your dream home in one of Florida’s most desirable 55+ communities. Schedule your private showing today—this villa is ready for its next chapter!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $215,600 | $215,600 | $215,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $332 | $332 | $332 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,398 | $1,453 | $1,849 |
Total Monthly Payment | $1,805 | $1,860 | $2,256 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.