2349 PINNACLE CIRCLE N, Palm Harbor, FL, 34684 | $880,000

Luxury Pool Home in Cobb’s Landing – Impeccably Updated & Move-In Ready! Welcome to 2349 Pinnacle Cir N, an exceptional 4-bedroom, 3-bathroom, 2-car garage pool home in the highly desirable Cobb’s Landing community of Palm Harbor. Set on a 0. 38-acre lot, this meticulously maintained 2, 512 sq. ft. residence offers high-end finishes, a thoughtfully designed floor plan, and a private backyard retreat perfect for year-round Florida living. From the moment you step inside, you’ll be captivated by the soaring vaulted ceilings, rectified porcelain tile flooring, level 5 finished walls, 5" baseboard molding, new doors & windows (2022), elegant architectural details, and abundant natural light. The open layout seamlessly connects the formal living room - 3 sky lights, a four panel glass slider with plantation shutters - a formal dining room to the inviting family room, where a wood-burning fireplace - quartz hearth, two 8' double glass sliders and scenic pool views create the perfect gathering space. The chef’s kitchen is a true showstopper, featuring granite countertops, low bar perfect for afternoon snacks, white custom cabinetry, porcelain farm sink, stainless steel appliances, 5-burner gas (propane) range with double ovens, and an expansive center island - wine cooler. Designer ready for both functionality and style - flows effortlessly into the living areas, making it ideal for entertaining. French doors open to the primary suite - a peaceful retreat, boasting private lanai access, a spa-like en-suite bathroom with dual quartz top vanities, corner soaking tub, glass walk-in shower, and a generous walk-in closet. The split-bedroom layout ensures privacy, with three additional spacious bedrooms, including one with an en-suite bath, ideal for guests or multi-generational living. Step outside and experience your own private oasis. The screened-in pool and spa are surrounded by lush landscaping, offering the ultimate in relaxation. The covered paver lanai is perfect for outdoor dining, while the fully hedged backyard provides peace and privacy. Sprinkler on well, water softener, A/C 2021. Living in Cobb’s Landing means enjoying exclusive access to a private boat ramp and docks on Lake Tarpon, tennis and basketball courts, a playground, and a scenic waterfront park. Zoned for top-rated schools, including Palm Harbor University High, and just minutes from pristine beaches, shopping, and dining, this home offers the perfect balance of luxury and convenience. This is a rare opportunity to own a stunning, move-in-ready home in one of Palm Harbor’s finest communities. Schedule your private showing today! *Seller offering Owner Financing*. Lake Tarpon community wet slips are available for Cobb’s Landing residents on a first come first serve basis: $550. 00/year.

Features

  • Amenities: Basketball Court, Fence Restrictions, Optional Additional Fees, Park, Playground, Recreation Facilities, Tennis Court(s)
  • Rooms: 4
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 104 x 171
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room
  • Style: Mediterranean
  • Year Built: 1989
  • Garage: 2-car Deeded, Driveway, Garage Door Opener, Oversized
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,512
  • Acreage: 0.38
  • Lot Size: 104 x 171
  • Est. Taxes: $10,257
  • HOA Fee: $290 Annually
  • Lot Desc: Corner Lot, In County, Landscaped, Level, Near Golf Course, Near Marina, Near Public Transit, Sidewalk, Unincorporated
  • Elem. School: Highland Lakes Elementary-PN
  • Middle School: Carwise Middle-PN
  • High School: Palm Harbor Univ High-PN
  • Pool: In Ground, Lighting, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Range Hood, Refrigerator, Touchless Faucet, Washer, Water Softener, Wine Refrigerator
  • MLS#: TB8362162
  • Days on Market: 18 days
  • Website: https://www.raveis.com
    /prop/TB8362162/2349pinnaclecirclen_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/16/2025 4:20:34 AM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

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NMLS Mortgage Loan Originator ID 16953

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2349 PINNACLE CIRCLE N, Palm Harbor, FL, 34684

$880,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $704,000 $704,000 $704,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.911% 6.764% 6.666%
Monthly Tax Payment $855 $855 $855
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,335 $4,508 $6,133
Total Monthly Payment $5,282 $5,455 $7,080

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.