20 Park Lane, Norwalk (Harborview), CT, 06854 | $685,000

The one you've been waiting for! Charming, vintage Harbor View cottage has just become available after almost 30 years! Fabulous location within this desirable private, waterfront association is just one block from waterfront and Clubhouse with Dock. You enter through a 3-season Enclosed Porch with walls of windows, making a great cozy place to relax. There is a Living Room with a fireplace, Dining Room with many shelves to display your special treasures, and a well-equipped Kitchen leading to the rear Deck. A Utility Room is just off the Deck. Upstairs, you'll find 3 bedrooms and a remodeled full bath. The sunny, spacious backyard with perennials planted along the perimeter, is an ideal spot for summer enjoyment. There is a handy shed at the rear of the property offering extra storage. As a member of the Harbor View Beach Association, you'll enjoy incredible amenities, including a clubhouse with dock, tennis courts, playground, and ball field. Plus, the association handles private road maintenance, community upkeep, snow plowing, and garbage collection. Launch your boat, kayak, or paddleboard, and enjoy the coastal lifestyle. All SONO amenities are close by: restaurants, boutiques, the Maritime Aquarium, and the SONO Collection Mall with Bloomingdale's and Nordstrom. Convenient to Metro North, I-95 and the Merritt Parkway. Close proximity to NYC is available at the nearby Metro North SONO railroad station. Schedule your tour today! House being sold "as-is. " HIGHEST AND BEST BY MONDAY, APRIL 7TH, 5PM.

Features

  • Town: Norwalk
  • Amenities: Basketball Court,Club House,Playground/Tot Lot,Tennis Courts
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 1 full
  • Laundry: Main Level
  • Style: Cape Cod
  • Year Built: 1922
  • Heating: Other
  • Cooling: Window Unit
  • Basement: Crawl Space
  • Above Grade Approx. Sq. Feet: 1,068
  • Acreage: 0.09
  • Est. Taxes: $8,173
  • HOA Fee: $2,000 Annually
  • Lot Desc: Level Lot
  • Elem. School: Rowayton
  • High School: Brien McMahon
  • Appliances: Electric Range,Microwave,Refrigerator,Dishwasher,Washer,Dryer
  • MLS#: 24082373
  • Website: https://www.raveis.com
    /prop/24082373/20parklane_norwalk_ct?source=qrflyer
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Listing courtesy of Berkshire Hathaway NE Prop.

Room Information

Type DescriptionLevel
Bedroom 1 Hardwood FloorUpper
Bedroom 2 Hardwood FloorUpper
Dining Room Built-Ins,Hardwood FloorMain
Full Bath Remodeled,Tub w/ShowerUpper
Kitchen Main
Living Room Book Shelves,Fireplace,Hardwood FloorMain
Primary Bedroom Walk-In Closet,Hardwood FloorUpper

William Raveis Family of Services

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Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69244

914.260.2006

Francine.Silberman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69957

914.260.5535

Mace.Rattet@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

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Our Insurance Division:

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20 Park Lane, Norwalk (Harborview), CT, 06854

$685,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Francine Silberman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.2006

Francine.Silberman@raveis.com

NMLS Mortgage Loan Originator ID 69244

Mace L. Rattet

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.5535

Mace.Rattet@raveis.com

NMLS Mortgage Loan Originator ID 69957

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $548,000 $548,000 $548,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.007% 7.037% 6.152%
Monthly Tax Payment $681 $681 $681
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,419 $3,600 $4,587
Total Monthly Payment $4,192 $4,373 $5,360

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.