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LUXURY LIVING IN A GATED COMPLEX WITHIN PGI! Move-in ready, 2 bed/2 bath condo at The Preserve at Bal Harbor is ideally located within walking distance to St Andrews South golf course - basically walk across the street to start your morning round. The spacious, open floor plan features a great room, dining area, & centrally located kitchen. Kitchen offers granite counters, stainless steel appliances, solid wood cabinetry w/under cabinet lighting plus a closet pantry. Tile flooring is found throughout the main living area as well as kitchen & baths. The great room & master suite open to a screened balcony that extends the living space outside. The master bedroom has a private bath & an oversized walk-in closet. The master bath has a granite vanity, glass-enclosed shower & separate tub. Guest room is perfect for hosting out-of-town friends & family. Updated guest bath is at the end of the hallway & features a glass-enclosed shower. The laundry room offers stacked washer & dryer plus an additional storage cabinet. Located in the gated community of The Preserve at Bal Harbor, this condo includes under-building parking, a private storage unit, and access to the beautifully maintained amenities. The resort-like amenities include clubhouse w/fitness room, caterer kitchen, library/den & central meeting space that opens to the pool area. The grounds have beautiful, tropical landscaping, a grand entrance featuring a circular drive & fountain. A lakefront pier adds to the picturesque beauty. Just outside the complex, miles of sidewalk connect you to Fishermen's Village, historic downtown, Isles Yacht Club, PGICA building, new library & numerous area parks. Perfect for seasonal use or someone looking to downsize. Make an appointment today - you won't be disappointed.
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Our Executive Mortgage Banker:
Our Insurance Division:
$249,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,600 | $199,600 | $199,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $288 | $288 | $288 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,295 | $1,345 | $1,711 |
Total Monthly Payment | $1,658 | $1,708 | $2,074 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.