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Presented by![]() Barry Frette |
This home's potential is as significant as the lot! This charming garrison colonial home has cedar clapboards and connects the 2-car garage with a kitchen that appears like a finished breezeway from the outside. Both main and upper levels sport solid oak hardwood flooring that can be restored to its gleaming original splendor and will look like the day they were installed once done. The home's layout is your traditional center stair colonial: The large living room to the left adjoins the family room, offering a raised hearth fireplace for easier use. Sliders in the family room lead to an ample deck that overlooks a verdant and private rear yard. Want a garden? Here's your chance. The kitchen is accessed by either the family room or formal dining room, making it a breeze to serve family and friends food and drink. This home is your chance to roll up your sleeves and create your dream space. With 1, 692 square feet of living area and a full basement, there's plenty of room to let your imagination run wild. And did we mention the lot? At just over 2. 31 acres, there's a lot of outdoor space to play with. . . so get your gardening clothes on, or maybe you've always wanted to raise chickens. Maybe both! Located just 3 miles from Putnam center, you'll have quick access to various dining and shopping options and easy access to Route I-395 for those who commute or love a good road trip. You might say this home has good bones - and many of them - it's just waiting for a little TLC. Wheth
Type | Description | Level |
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Bedroom 1 | Upper | |
Bedroom 2 | Upper | |
Formal Dining Room | Main | |
Great Room | Main | |
Kitchen | Main | |
Living Room | Main | |
Primary Bedroom | Full Bath | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 917.838.7300
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.810% | 6.026% |
Monthly Tax Payment | $481 | $481 | $481 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,612 | $1,793 | $2,325 |
Total Monthly Payment | $2,168 | $2,349 | $2,881 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.