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Super clean and sunny apartment in a quiet location near North Smithfield. Also close to MA and all major highways. . This 1 Bedroom apartment is clean as a whistle with lots of natural light. You have your own private entrance to the 2nd floor. The layout includes a spacious living room and a cozy area for desk. There is a spacious bedroom that will fit Queen size bed. For storage, there is a wall of built-in drawers. The kitchen has a view of the back yard with a full size sink with drain board, electric stove, refrigerator, and area for table. The bathroom has a tub/shower combo. There is a very large, fenced-in yard that the owner does allow use of. This is a nice space for single person who wants to live peacefully. This home is owner occupied adding to the appeal of this home. You have off-street parking near front door. No laundry area but there is a nice laundromat close-by. Heat and Hot Water ARE included. New carpeting is being installed in living room and bedroom. The bed and couch will be removed. The kitchen table will remain. If tenant does not want it, it will be removed, Will be ready for occupancy April 1, 2025.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $1,040 | $1,040 | $1,040 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $7 | $7 | $9 |
Total Monthly Payment | $82 | $82 | $84 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.