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Discover Historic Charm with Modern Living in East Lyme's Premier 55+ Community. This one-of-a-kind, free-standing 1870 Italianate-style home offers 2, 400 sq. ft. of bright and spacious living, with unique rounded doorways highlighting its rich history. The home features 4-5 bedrooms, 2 full baths-including one on the main level-and a versatile first-floor flex room that can serve as an office, guest suite, or den. The main floor showcases an open layout with a stylish kitchen featuring white cabinets, a subway tile backsplash, honed granite countertops, and an adjacent pantry, all seamlessly connected to the dining area and front room. A stunning middle room with a large bay window floods the space with natural light and would be perfect for a formal dining room. Upstairs, generously sized bedrooms offer comfort, along with a full bath featuring a stand-up shower. Recent updates include a new roof, baths, appliances, and flooring. A refurbished barn offers a walk-up loft and space for a car and storage. The low HOA ($175) covers landscaping, trash, and snow removal, ensuring a carefree lifestyle. Located in the heart of Flanders, minutes from dining, shopping, and Niantic's beaches.
Type | Description | Level |
---|---|---|
Bedroom 1 | 9 ft+ Ceilings,Built-Ins,Hardwood Floor,Wide Board Floor | Main |
Bedroom 2 | Upper | |
Bedroom 3 | Upper | |
Bedroom 4 | Upper | |
Dining Room | 9 ft+ Ceilings,Ceiling Fan,Hardwood Floor,Wide Board Floor | Main |
Great Room | Bay/Bow Window,9 ft+ Ceilings,Hardwood Floor,Wide Board Floor | Main |
Kitchen | Remodeled,Granite Counters,Pantry,Tile Floor | Main |
Living Room | 9 ft+ Ceilings,Ceiling Fan,Hardwood Floor,Wide Board Floor | Main |
Other | Laundry Hookup | Upper |
Primary Bedroom | Hardwood Floor | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,620 | $2,759 | $3,516 |
Total Monthly Payment | $2,712 | $2,851 | $3,608 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.