|
Presented by
Kerian Evans |
271 Charles Street, Torrington, CT, 06790 | $284,900
Picture Perfect Describes This Lovingly Maintained Ranch Style Home! One Step Inside and You Will Fall in Love! Sit on the Covered Front Porch and Enjoy the Beautiful Landscaping, Lush Gardens and Amazing Vines. Once Step Inside and You Will Be Over Whelmed by the Comfort and Style Filling Each and Every room. Relax with Friends in the Open Kitchen to Dining Area Offering Island with Range Top, Two Wall Ovens, Tile Flooring, Recessed Lights, LOADS of Cabinetry Space and French Door Leading to Brick Patio and Beautiful Gardens. The Living Room Features a Tray Ceiling, Recessed Lights, Two Sets of French Doors (Interior and One for Exterior) Woodburing Fireplace, Bay Window, and Amazing Space! Perfect Spot for Holiday Gatherings! Incredible Full Bathroom with His and Her Sinks, Vaulted Ceiling Stand Up Shower, Separate Soaking Tub and Private Lavatory Room with Pocket Door. Oversized Primary Bedroom with Two Closets Featuring Built-ins, and Guest Bedroom with Built-in Bookshelves. Partially Fenced in Yard, Two Car Garage, Great Area. This House is a REAL CHARMER!!!!! No basement. House on slab. Plenty of storage in garage.
Features
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full
- Laundry: Main Level
- Style: Ranch
- Year Built: 1940
- Garage: 2-car Detached Garage,Driveway
- Heating: Hot Air
- Cooling: None
- Basement: None
- Above Grade Approx. Sq. Feet: 1,309
- Acreage: 0.26
- Est. Taxes: $4,238
- Lot Desc: Corner Lot,Level Lot
- Elem. School: Per Board of Ed
- Middle School: Per Board of Ed
- High School: Torrington
- Appliances: Cook Top,Wall Oven,Refrigerator,Dishwasher,Washer,Gas Dryer
- MLS#: 24077338
- Website: https://www.raveis.com
/prop/24077338/271charlesstreet_torrington_ct?source=qrflyer
Room Information
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Book Shelves,Built-Ins,Wall/Wall Carpet | Main |
| Eat-In Kitchen | Dining Area,Eating Space,French Doors,Patio/Terrace,Tile Floor | Main |
| Full Bath | Skylight,Vaulted Ceiling,Double-Sink,Tile Floor | Main |
| Living Room | Bay/Bow Window,Cathedral Ceiling,Fireplace,French Doors | Main |
| Primary Bedroom | Wall/Wall Carpet | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Kerian EvansSales Associate
203.331.5351
Kerian.Evans@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 69957
914.260.5535
Mace.Rattet@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 69244
914.260.2006
Francine.Silberman@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
271 Charles Street, Torrington, CT, 06790
$284,900
Kerian Evans
Sales Associate
William Raveis Real Estate
Phone: 203.331.5351
Kerian.Evans@raveis.com
Mace L. Rattet
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
Francine Silberman
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $227,920 | $227,920 | $227,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
| Monthly Tax Payment | $353 | $353 | $353 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,478 | $1,536 | $1,954 |
| Total Monthly Payment | $1,906 | $1,964 | $2,382 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524