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Exceptional Split-Level Home with In-ground Pool & Creek – No HOA for this Springfield home. This beautifully maintained home offers a seamless blend of comfort, functionality, and outdoor living. Nestled on a private lot (0. 64 acres) with a fenced yard and a tranquil creek, this property provides a peaceful retreat. Upon entry, you are welcomed into a spacious living room and dining area, designed with an open-concept layout that enhances natural light and flow. The living room offers a warm and inviting atmosphere, perfect for relaxation and entertaining. Adjacent to the dining area, the eat-in kitchen features ample cabinetry, generous counter space, and a convenient exterior door leading to the expansive deck—ideal for outdoor dining and gatherings. The main level is highlighted by a spacious primary suite with a private exterior door opening to the deck, offering breathtaking views of the in-ground pool and backyard. Two additional spacious bedrooms and a well-appointed guest bathroom complete this level, providing comfortable accommodations for family and guests. The lower level offers a large recreation room with a stunning brick wall with a raised hearth and wood mantle surrounding the gas log fireplace, a wet bar, a fourth bedroom, and a full bathroom with a laundry area. This level also provides garage access with additional storage, enhancing the home’s practicality. Additional features include an attached 2-car garage and a detached 2-car garage with electricity, perfect for additional storage, a workshop, or hobby space. The exterior has been freshly painted, and the pool liner was replaced last year, ensuring a well-maintained and inviting outdoor space. Beside the pool, there’s a concrete pad that previously had a jacuzzi-making it easy to install your own someday. This is a rare opportunity to own a home with exceptional amenities and privacy—schedule your private tour today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.152% |
Monthly Tax Payment | $137 | $137 | $137 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,822 | $1,918 | $2,444 |
Total Monthly Payment | $2,034 | $2,130 | $2,656 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.