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Great location in the Village of Atlantic Beach. This is a rare opportunity to own this home mid block to entran e private beach and boardwalk. Welcome to this 3 bedroom, 2 full bathroom and 1 half bath, 2 Story/Colonial beach home with a private detached summer cottage with a efficiency kitchen, bath, space for beds or sofas. The First floor boasts hardwood floors, open layout, living room, formal dining room, eat-in kitchen, 1/2 bathroom, large spacious rec room with sliders that lead to a tranquil yard where you will find the summer guest cottage. 2nd floor offers a very spacious primary bedroom with full bath and WIC with access to balcony, 2 additional bedrooms and full bath. Basement is a partial basement where you will find the utilities. Plenty of parking with room for approx 6/7 cars. Experience the vibrant charm of the Barrier Island, offering a wealth of upscale restaurants, boutique shops, rejuvenating spas, and endless recreational activities. With easy access to the 5-Towns, JFK Airport, the LIRR, and NYC or travel east to the next town of Long Beach. This home combines convenience, blending serene suburban charm with nearby urban accessibility. Enjoy the convenience and immerse yourself in a vacation lifestyle all year long!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,000,000 | $1,000,000 | $1,000,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.614% | 6.511% | 6.309% |
Monthly Tax Payment | $1,230 | $1,230 | $1,230 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,678 | $6,239 | $8,506 |
Total Monthly Payment | $7,033 | $7,594 | $9,861 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.