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BRAND NEW CONSTRUCTION in desirable James Island location. This 5 bedroom / 3 bathroom home is very close to the Terrace shopping and dining. The large open concept with 9' ceilings and tall windows invites you right into this home. Enjoy a bedroom and full bathroom downstairs with the other bedrooms upstairs. The downstairs bedroom is perfect for a guest room, or office. Beautiful crown molding downstairs and wainscoting in the dining area provide an elegant feel! The kitchen features quartz countertops, tall shaker cabinets and stainless steel appliances. The stairs have natural Oak Treads with an LVP landing leading down the hall. 5 bedrooms allow space for family and/or guests! The master bathroom has a large tiled shower, dual vanities and a walk in closet. Formal dining roomalso offers flexibility as an office. Upgrades include cement siding, tankless gas water heater, gas range, gas heat, white shaker cabinets, quartz countertops, craftsman molding, wood cased windows, laminate plank flooring in entire first floor, stairs and 2nd floor hallway, ceramic tile is all bathrooms. Appliances include gas range, microwave, dishwasher. This home is a short walk from The Terrace shopping and dining and a quick walk to the Municipal Golf Course. Sidewalks are being added to this section of Woodland Shores soon and will add to the neighborhood feel as well as provide for additional pedestrian safety. NOT in a flood zone. NO HOA
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $637,600 | $637,600 | $637,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.906% | 7.025% | 6.026% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,874 | $4,189 | $5,295 |
Total Monthly Payment | $3,966 | $4,281 | $5,387 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.