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A charming 3 bedroom, 2. 5 bath home at 1651 Valley Oak Road located in The Garden at Whitney Lake subdivision. Features of this neighborhood include extensive sidewalks, lake access for kayaking, and large green community gathering areas. Enjoy the full double front and screened rear porches that add outdoor living to the generous 2016 sqft of heated and cooled space. When entering the home, you are greeted by a two-story foyer with the office/dining room off to the right. Walking down the entry hall you will pass the half bath and laundry room. The open living room, breakfast nook and kitchen are located on the back half of the first floor. The kitchen features SS appliances with white cabinets, solid surface counter tops and a tile backsplash. Please view photos, video. Upstairs you will find a large landing with access to the three bedrooms. The primary suite located to the back of the house is bathed in natural light and features an updated bathroom and walk in closet. The front secondary bedroom enjoys views of the green area across the street from the large balcony and windows. The third bedroom is tucked between with the shared bath is just off of the landing for easy access for all.
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William Raveis Real Estate
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $478,400 | $478,400 | $478,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,024 | $3,143 | $4,005 |
Total Monthly Payment | $3,116 | $3,235 | $4,097 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.