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Set in the peaceful and highly sought-after French Quarter Creek community in Huger, South Carolina, 1144 Wading Point Boulevard beautifully blends contemporary luxury with the serenity of nature. Built in 2022, this exceptional one-story home spans over 2, 188 square feet, offering 3 bedrooms, 2. 5 bathrooms, and an open-concept floor plan that creates a bright, inviting atmosphere. The expansive living areas are filled with natural light, accentuated by soaring ceilings that enhance the sense of openness. The stylish living room, centered around a warm fireplace, is perfect for intimate gatherings or entertaining, while the modern kitchen with a central island seamlessly connects to the dining area, making it ideal for socializing. The private primary suite is a peaceful retreat, featuring a spacious walk-in closet and a luxurious en-suite bathroom with a garden tub and separate shower. The screened porch at the back of the home provides a quiet sanctuary, perfect for enjoying the beauty of nature, whether for morning coffee or evening relaxation. The lot offers both privacy, with woods behind the home, and a tranquil pond view in the front, further enhancing the sense of calm. The two-car garage provides ample storage and vehicle space, adding both convenience and functionality to this thoughtfully crafted home.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,998 | $439,998 | $439,998 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,745 | $2,890 | $3,683 |
Total Monthly Payment | $2,837 | $2,982 | $3,775 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.