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Experience timeless Lowcountry elegance in this exquisitely renovated home, perfectly nestled on 0. 55 acres along the 18th green of the award-winning Stono Ferry Golf Course. Offering classic Charleston charm with unmatched curb appeal, this home has been thoughtfully updated with $250, 000 in renovations from 2020 to 2023--including a new roof, new HVAC, fully remodeled kitchens on both levels, renovated bathrooms, and new flooring throughout. Additional enhancements include enclosed porches, wainscoting, custom light fixtures, and complete interior and exterior painting. Every detail showcases impeccable craftsmanship, from custom woodwork to stunning 150+ year-old reclaimed heart pine flooring upstairs, adding warmth and character. Designed with flexibility in mind, this home isideal for multi-generational living. With separate entrances for both floors, it offers the perfect setup for an in-law suite, private guest quarters, or even an income-producing rental. Whether you're looking for space to accommodate extended family or desire a home with distinct living areas, this property provides endless possibilities. Step outside to enjoy breathtaking views of the golf course from expansive, all-season porches on both levelsperfect for sipping sweet tea in peace and quiet. Located just outside the city, this home offers a serene escape while still being a short drive from Charleston and West Ashley. Set within a highly sought-after community, residents enjoy top-tier amenities, including pickleball and tennis courts, a pool, clubhouse, polo field, equestrian center, and playground. Social events throughout the year create a welcoming atmosphere, with optional golf and fitness memberships available. If you're searching for the perfect home in the Charleston areaone that balances tranquility, luxury, and multi-generational conveniencelook no further. Schedule your private showing today and make this extraordinary home yours!
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,032,000 | $1,032,000 | $1,032,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 6.764% | 6.581% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,438 | $6,608 | $8,919 |
Total Monthly Payment | $6,563 | $6,733 | $9,044 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.