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Experience luxury living in this welcoming end-unit townhome in the highly desirable Oyster Point subdivision. Enjoy the large variety of amenities this community has to offer including a gorgeous dock which extends into a serene deep-water creek! This beautifully updated home features new flooring, updated lighting, fresh paint, and custom blinds on your screened in patio. Entertaining is a breeze in this open floor plan, while maintaining privacy with all bedrooms & laundry located on the second floor. Functionality & style are the focus of the kitchen with the professionally resurfaced cabinetry, subway tile backsplash, & large center island serving as an anchor for the space. Enjoy outdoor living by cooking out on the paver patio with a built-in gas line for endless grilling, all while taking in calming pond views right from your backyard! Upstairs you will enjoy those sweet summer breezes by relaxing on the piazza. The loft makes a great, quiet space for reading your favorite book! The sizable primary suite offers built-in shelving and a custom closet system for maximum organization. Located just minutes from the best shopping, dining, and the beach, this home offers the perfect blend of elegance, convenience, and Lowcountry charm. Don't miss this exceptional opportunity!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $607,920 | $607,920 | $607,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.112% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,793 | $3,994 | $5,089 |
Total Monthly Payment | $3,885 | $4,086 | $5,181 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.