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Look at this front porch!!! Welcome to this charming 3 bedroom/2 bath home with the most amazing, rocking chair front porch and pretty view. Imagine spending perfect evenings relaxing on this porch with a glass of tea. As you enter this home you will love the open floor plan. The living room features a vaulted ceiling and free-standing fireplace. It flows easily to the dining room and kitchen with white cabinets and eat-at bar. The large primary suite also boasts a vaulted ceiling, as well as a walk-in closet and private bathroom. The second bedroom is oversized and features a walk in closet. The third bedroom is nice-size and also features a walk in closet. Closet space will not be an issue with this home! The back yard offers a nice new deck for outdoor entertaining. This home has many nice updates, including a new roof in 2023, water heater in 2022, HVAC in 2022 and new decks in 2024, and is situated on a corner lot of a cul-de-sac! The only thing missing from this wonderful move in ready home is YOU!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,920 | $199,920 | $199,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.303% | 6.510% |
Monthly Tax Payment | $53 | $53 | $53 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,264 | $1,347 | $1,714 |
Total Monthly Payment | $1,392 | $1,475 | $1,842 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.