This delightful three-bedroom ranch is a perfect blend of comfort and convenience. Boasting two full bathrooms, this home offers plenty of space for family and friends. The interior features stunning hardwood floors that add warmth and elegance to every room. Situated on a nicely landscaped yard, the property provides a serene and inviting outdoor space. There is a dedicated fenced area perfect for pets or a play yard, ensuring a safe and enjoyable environment for all. The outdoor deck is ideal for enjoying morning coffee or a quiet evening under the stars. Here you can take in the beauty of the surroundings. Overlook the fire pit in the yard. The home has been well-maintained, which includes updates to roofing, siding, gutters and windows, offering peace of mind to the new owners. Additional finished area in the lower level can be a home office, game room, workout gym or storage. There is a wood burning fireplace to help defray heating costs. Located conveniently close to the NYS Thruway and Route 84, this home is a commuter's dream with easy access to major routes. Nearby amenities include Stewart International Airport and the historic West Point, making this a prime location for both everyday living and weekend adventures. Don't miss out on this incredible opportunity. Valley Central Schools. Hurry, this charming home won't last long on the market!
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William Raveis Real Estate
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Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,200 | $303,200 | $303,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.649% | 5.764% |
Monthly Tax Payment | $588 | $588 | $588 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,745 | $1,914 | $2,476 |
Total Monthly Payment | $2,408 | $2,577 | $3,139 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.