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Presented by![]() Reece Olguin |
Nestled in the charming Orchard Hill neighborhood, this 1936 brick Tudor is rich with character and warmth. Manicured gardens lead to a welcoming front patio and summer porch, setting the tone for what lies inside. The living room is the heart of the home, a breathtaking space with soaring cathedral ceilings, exposed wood beams, and a floor-to-ceiling stone fireplace. Sunlight pours in through large windows, while French doors open to a summer porch, seamlessly blending indoor and outdoor living. The kitchen is both functional and inviting, featuring a granite island, stainless steel appliances, and access to a 2nd porch for easy outdoor dining. A first-floor primary bedroom includes an ADA-compliant ensuite bath shared with the second bedroom. Upstairs offers a second primary bedroom, two additional bedrooms, and a full bath. The lower level features a second living room, 2nd fireplace, laundry, and storage. A 2 car garage, long driveway, and modern updates complete this special home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$785,000
Sales Associate
William Raveis Real Estate
Phone: 619.840.5488
Reece.Olguin@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $628,000 | $628,000 | $628,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $1,865 | $1,865 | $1,865 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,073 | $4,231 | $5,385 |
Total Monthly Payment | $6,030 | $6,188 | $7,342 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.