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Fresh from the pages of a magazine, this home has been updated with all the top picks in housing! NEW ROOF added November 2024. This 4 bedroom, 2. 5 bath home will be your paradise for years to come. You'll love the covered front porch with a mix of stone that adds to the craftsman style of the home. Through the door you are drawn to the open floor plan that shares space between the living room, breakfast nook, and beautifully remodeled kitchen. The earth tones of the luxury LVP flooring throughout brings warmth to the home. The oversized living area is perfectly positioned to enjoy the fireplace, remain separate from the kitchen, yet keep everyone together. There is a spacious breakfast nook that opens onto the expansive 14x21 screen porch with breathtaking tranquil views. The kitchen is Pinterest-worthy. Clean, crisp white cabinets, stainless appliances, white herringbone backsplash and classic white quartz counters, this kitchen could only get better if it included accents of gold. Oh WAIT, it does! Timeless gold hardware, farmhouse style lighting and a dark toned center serving-island complete the look. Sealing the deal may just be a peek inside the laundry area which has, of course, also been updated with vibrant colored flooring. Gorgeous wallpaper in the half bath. . . . you just have to see for yourself! Love! Upstairs are 4 bedrooms including the master, but there are so many options with this layout! The master bedroom is large with its private bath featuring a garden tub, separate shower, and a huge walk-in closet. Double vanity area and plenty of counter space and storage. Two additional bedrooms share a hall bath which also offers ample space for everyone to get ready during the morning rush. The fourth bedroom is quite the add! This space is the perfect match for any and all of your needs, now and in the future. Need a home office? Playroom? Just looking for a place to store all of the exercise equipment? Does honey need their own hang out space? HERE you have it! Although it’s hard to top the interior of the home. . . Let's step out onto the HUGE 14x21 screened porch! Enjoy time outdoors even on rainy days! Overlooking your flat, LARGE park-like backyard with no homes behind, this area might become your second favorite place to spend time! The backyard is landscaped immaculately with a recently enlarged concrete patio, new plants, trees, and rock garden- truly the best option for low-maintenance outdoor living. Newly added storageshed for all of your outdoor equipment. Fenced yard, cul-de-sac location, popular neighborhood with amenities, and located in award-winning Powdersville School district. This home is stunning. Come make it yours!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $324,000 | $324,000 | $324,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 7.000% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.176% | 6.298% |
Monthly Tax Payment | $140 | $140 | $140 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,048 | $2,156 | $2,734 |
Total Monthly Payment | $2,263 | $2,371 | $2,949 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.