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Welcome to this charming three-bedroom, three-bathroom end-unit condo in the desirable waterfront community of Dolly Bay in Palm Harbor. Situated on the second floor, this spacious home spans over 2, 000 sq ft across three stories, providing the perfect balance of privacy and resort-style living. The building also features an elevator for easy access to the second floor. Upon entering, you'll be greeted by a welcoming foyer with a closet and an under-the-stairs nook for additional storage. The living room boasts beautiful wood floors and a large wrap-around balcony, fully screened to let you enjoy the Florida weather. Perfect for entertaining or relaxing, this outdoor space extends your living area and enhances the home’s appeal. The kitchen is a chef’s dream, complete with granite countertops, a breakfast bar, matching appliances, and an abundance of cabinetry for all your storage needs. A cozy breakfast nook provides a perfect spot to enjoy your morning coffee or casual meals. The primary bedroom is a peaceful retreat with high vaulted ceilings and an attached bathroom featuring extra storage space. The two additional bedrooms, also located on the second floor, are spacious and offer vaulted ceilings, creating an open and airy feel. All three bedrooms are well-sized and ideal for loved ones, guests, or a home office setup. The third floor offers a versatile loft space, which can be transformed into a fourth bedroom, office, playroom, or whatever suits your lifestyle. The condo also comes with an in-unit washer and dryer for added convenience. Dolly Bay offers a range of resort-style amenities, including direct access to Lake Tarpon, with boat slips available for annual rent (subject to availability). Enjoy a heated pool, clubhouse, tennis courts, an outdoor grill area, and a dock perfect for fishing and boating. The HOA fee covers water, sewer, trash, and more, ensuring low-maintenance living. Located in a prime Palm Harbor location, you’ll be close to a variety of dining options, shopping centers, and a quick drive to Downtown Palm Harbor with its charming local restaurants and breweries. Gulf Beaches are just a short drive away, making it easy to enjoy the best of Florida living. Don't miss out—schedule a showing today and experience everything this exceptional property has to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$225,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $180,000 | $180,000 | $180,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.148% | 7.075% | 6.172% |
Monthly Tax Payment | $171 | $171 | $171 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,167 | $1,182 | $1,507 |
Total Monthly Payment | $1,413 | $1,428 | $1,753 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.