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Discover this Stunning 5-bedroom, 2. 5-bathroom Extended Colonial/Splanch, perfectly nestled in the heart of Nesconset! Boasting over 2, 600 sq ft of luxurious living space, this home is drenched in natural light and set on a beautifully landscaped lot. Outside, indulge in a private backyard oasis featuring a sparkling freeform in-ground swimming pool with a new liner, a soothing waterfall, and a relaxing hot tub—ideal for outdoor entertaining and unwinding in style. Inside, experience an open-concept layout with a bright, airy atmosphere, highlighted by a beautifully updated eat-in kitchen with granite countertops and stainless steel appliances opened up to the spacious dining area. Step from the dining area into an inviting extended den, highlighted by a cozy wood-burning fireplace and sliders opening to the backyard. The generously sized primary bedroom impresses with soaring cathedral ceilings, a private ensuite, and abundant closet space. This home further offers updated bathrooms, a finished partial basement, central air conditioning, an in-ground sprinkler system, a recently replaced roof, stylish vinyl siding with stone detailing, a charming covered front porch, premium Andersen windows, robust 200 amp electrical service with a 30 amp generator hookup, and a fire/burglar alarm system for enhanced security. Located in the highly sought-after Smithtown School District and just moments away from shopping, highways, the LIRR, schools, and parks, this home offers both convenience and luxury. Don’t miss your chance to make this dream home yours !!
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Our Executive Mortgage Banker:
Our Insurance Division:
$879,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $703,920 | $703,920 | $703,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.663% | 6.637% | 6.309% |
Monthly Tax Payment | $1,211 | $1,211 | $1,211 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,052 | $4,449 | $5,988 |
Total Monthly Payment | $5,355 | $5,752 | $7,291 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.