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Paradise Remains! This lovely ground level, end unit in the highly sought Westbay Point & Moorings Condominium Complex is truly in a dream location. Facing west you will be delighted with nightly sunsets. Tucked into the bayou this unit was left high and dry during our last Hurricane season. Being an end unit with extra windows there is wonderful natural lighting and the unit itself is spacious and bright. There are two enclosed patios (one in the front and one in the back) that have sliders to either open up the area to the lovely breezes or close them for more living space. Just beyond the back sliders there is also a patio area outside for outdoor seating and solitude. The condo is completely tiled throughout and the kitchen has been remodeled with beautiful cabinetry and granite countertops. The bedrooms are split and each has a great deal of space and walk-in closets. If you are looking for a well maintained condo, look no further. This unit has been well taken care of. Unit is partially furnished and some furniture may not match the photos. Located in the heart of Holmes Beach, Westbay Point & Moorings is also a well managed community meticulously kept with great pride. You can bike or walk to many shops and eateries or hop on the trolley to go anywhere on the island. New roof and new A/C 2025. All assessments for this work have been paid to date, as will future additional assessment.
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Our Executive Mortgage Banker:
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$725,000
Sales Associate
William Raveis Real Estate
Phone: 339.832.1634
SweeneyTeam@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.335.8179
Michael.Cartier@raveis.com
NMLS Mortgage Loan Originator ID 1017266
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $580,000 | $580,000 | $580,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.303% | 6.510% |
Monthly Tax Payment | $670 | $670 | $670 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,666 | $3,908 | $4,973 |
Total Monthly Payment | $4,428 | $4,670 | $5,735 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.