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This exceptional architectural design with a very versatile floor plan can suit your every need! Enter the inviting entrance hall with a two-story ceiling. Spacious combination living/dining room. Family room has fireplace, breakfast area opens to kitchen. 9' ceilings downstairs. Hardwood floors throughout except kitchen and baths. Large pantry. Closet for future elevator! Three bedrooms, two baths plus loft room/office upstairs. Check out plans for a 4th Bedroom/ 3rd Bath in documents! Prefer first floor owner ensuite? LR/DR has the space! Enjoy the outdoors from the garden room/enclosed porch with its own split HVAC system, perfect for rec room or simply relaxing! Storage over double garage has third access door to the private backyard with space for a pool! No wait list to join HYC!Please see additional features in documents. Also, Plans A & B for possible 4th Bedroom and adjoining third full bathroom upstairs.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,676,000 | $1,676,000 | $1,676,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.739% | 6.581% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $10,184 | $10,732 | $14,485 |
Total Monthly Payment | $10,309 | $10,857 | $14,610 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.