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As you step inside, you'll notice the brand-new flooring that flows seamlessly throughout the home, complementing the modern aesthetic and offering both durability and style. The charming fireplace in the living room has been updated with a fresh coat of paint, giving it a crisp, modern look, and the new mantle adds a touch of sophistication to the space. The home has been meticulously transformed with smoothed ceilings and freshly painted walls, creating a bright and airy feel. Every room has been outfitted with new electrical and plumbing fixtures, ensuring modern functionality and peace of mind for years to come. The kitchen is a true standout, complete with stunning quartz countertops that provide a sleek, durable surface for meal preparation and entertaining. The brand-new stainless steel appliances bring both efficiency and style, while the updated hardware adds a refined touch to the space. One of the home's most notable upgrades is the conversion of a half bath into a full bathroom, adding both convenience and value. Additionally, both bathrooms have been completely renovated, featuring new tile, tubs, and vanities that create a spa-like atmosphere for your daily routines. This home offers an incredible opportunity to live in a space where no detail has been spared. With top-to-bottom upgrades, you can enjoy modern amenities while still embracing the classic character of James Island. Nestled in a prime location, this home is just minutes away from local parks, beaches, shopping, and dining options. You'll enjoy the tranquility of suburban living, with the added bonus of being close to downtown Charleston. Don't miss out on this gorgeous, fully updated home. Schedule a showing today and experience how this thoughtfully renovated space can be your perfect new sanctuary.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,490 | $2,622 | $3,342 |
Total Monthly Payment | $2,565 | $2,697 | $3,417 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.