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Modern and low maintenance townhouse in the heart of highly sought-after Park Circle neighborhood. This 3-bedroom, 2. 5-bath home offers an ideal blend of modern comfort and urban convenience, perfect for those looking to enjoy one of Charleston's most vibrant communities. Step inside to find an open-concept living space with luxury vinyl plank flooring, abundant natural light, contemporary finishes throughout , and a fireplace. The kitchen features sleek granite countertops, stainless steel appliances, a spacious island, ample cabinetry, and a large walk in pantry, perfect for hosting family and friends. Upstairs, the primary suite boasts a walk-out balcony. The ensuite bath offers tile flooring, a large walk-in closet, a dual vanity and a tile walk-in shower. Two additional bedrooms provide flexibility for guests, a home office, or a growing family. There is a big loft that is perfect for recreational use or a cozy reading nook. Situated just minutes from restaurants, breweries, parks, and entertainment, this move-in-ready home is a rare find in Park Circle. With easy access to I-526 and I-26, commuting to downtown Charleston, the airport, and major employers is a breeze. Don't miss your chance to own in one of North Charleston's most dynamic areasso schedule your private tour today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $448,000 | $448,000 | $448,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,832 | $2,943 | $3,750 |
Total Monthly Payment | $2,924 | $3,035 | $3,842 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.