186 Mcmillan Road, Cordova, SC, 29039 | $398,000

This lovely country home is set on 5. 84 acres, offering an idyllic style of living. While it can be a challenge to locate a home in a location that fulfills lifestyle and commutability needs; minutes from downtown Orangeburg and with I-26 approximately 21 minutes away you are good to go! The main house has 2, 715 square feet of living space and a 506-square-foot enclosed garage with a/c unit, providing plenty of room for all your needs and ample storage throughout the home. It features a kitchen with appliances, a utility room with a washer and dryer, and a formal dining room with newly refinished parquet flooring. The master bedroom, located on the main floor, includes a private bathroom and a spacious walk-in closet with extensive shelving. The great room has a gas-log fireplace and opens onto a screened porch that measures 309 square feet; sit right down, there are benches in place already. Upstairs, you will find two additional bedrooms, a bathroom, and a den area. One of the bedrooms is spacious enough to function well for a homeschool area or office if the den isn't large enough. Prior to listing, the sellers have painted the living room, kitchen, dining room, laundry room, master BR/BA/closet, and breezeway. You will find new carpeting on the main floor and stairway; new flooring in the half bath on the first floor & the upstairs bathroom. Moreover, there is a 1, 440-square-foot (sq ft includes workshop) guest cottage that includes a full kitchen with appliances, dehumidifier, portable heaters fan, ac wall unit; open living area; one bedroom and a full bath; as well as an attached workshop, making it ideal for hosting family or friends; all furniture in cottage to convey. There is a 253-square-foot open pole shed attached to the cottage that offers extra storage or a workspace. You can also make use of two more sheds for added utility. The backyard is fenced, and with these features, the possibility of keeping chickens, goats etc could be considered if you are so inclined. The previous farming lease for the back portion of the property was not extended with the previous farmer, but there is still potential for the new owner to generate additional income from the land. A survey of the property is on file and the sellers have had the property clearly marked in April of 2024 enabling buyers to clearly identify what they will be purchasing. There is appealing landscaping surrounding the home and cottage; gardening, bee keeping, cornhole (so many backyard game options) could be easily enjoyed here-plenty of room. The opportunities are endless with a property that includes acreage with 2. 5 ac of unimproved timberland, perhaps you would enjoy a walking path? Don't miss this fantastic opportunity to own a home where you can grow and expand your lifestyle!

Features

  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Washer Hookup, Laundry Room
  • Development: 83 - ORG - Orangeburg County
  • Year Built: 1991
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,751
  • Acreage: 5.84
  • Lot Desc: 5 - 10 Acres, Level
  • Elem. School: Edisto Elementary School
  • Middle School: Carver Edisto Middle School
  • High School: Edisto
  • MLS#: 24026553
  • Days on Market: 187 days
  • Website: https://www.raveis.com
    /prop/24026553/186mcmillanroad_cordova_sc?source=qrflyer
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Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase.
Listing courtesy of The Moore Group - A Division of the Litchfield Company

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186 Mcmillan Road, Cordova, SC, 29039

$398,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $318,400 $318,400 $318,400
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.007% 7.037% 6.152%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,986 $2,092 $2,665
Total Monthly Payment $2,061 $2,167 $2,740

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.