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8025 Eberly Ave: One of Colony North's largest houses on a quiet cul-de-sac. Room for the whole family AND a 650-sft addition with a private entrance. This addition is ideal for a home business, hobby room, studio, gym, or, conversion to separate quarters for rental income. Architectural plans for a one bedroom efficiency are attached to listing! The lot is spacious, sunny and fenced making it perfect for a garden. A double height garden shed/workshop with terracotta flooring offers equipment storage and workbench space. The interior highlights smart design for open living with no wasted space. At the heart of the house is a wonderful family room with cathedral beamed ceiling, wood burning fireplace, heart pine mantel, and Australian pine floors. A central casual diningarea overlooks the backyard through large Pella windows. A new stove/microwave and commercial refrigerator anchor the kitchen, conveniently adjacent to a mud/laundry room and home office. One primary bedroom is on the first floor with two walk-in closets. Another primary is on the second floor with a new bathroom and large closet with built-in desk and cabinets. Two guest rooms share a hall bathroom. Two linen closets. Oversized 2 car garage with utility sink. Boat parking pad. New carpet in bedrooms. Seller is offering a design package or credit at closing for buyer. Easy to see!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $318,400 | $318,400 | $318,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,013 | $2,092 | $2,665 |
Total Monthly Payment | $2,088 | $2,167 | $2,740 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.