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3+/- acres with beautiful grounds most just dream of having. Huge majestic old oaks, azaleas & camellias grace this property. Home offers 3 bedrooms, 2 full baths, wood burning fireplace, all electric kitchen, living and dining room combo along with an additional den leading out to the garage with workshop area, Off the garage is a covered area that would allow more parking! Relax outside in your screened in gazebo to enjoy the natural wildlife! Home offers metal roof, & water filtration system, shallow well & pump installed in 2021 along with drain field. Home is also encapsulated! Located approx. 45 min from historic downtown Charleston, 20 mins to Edisto Beaches! Don't miss out on this one. No Flood Zone! Enjoy the peace and quiet this property offers.
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$349,000
William Raveis Real Estate
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,200 | $279,200 | $279,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,742 | $1,834 | $2,337 |
Total Monthly Payment | $1,817 | $1,909 | $2,412 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.