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***Ask about the possibility of receiving 1% reduction in interest rate and free refi. *** Appraisal in hand for $420k! What a lovely home in Hanahan! Nestled on a spacious lot, this charming ranch-style residence offers both comfort and convenience in a prime location. From the moment you arrive, the home's curb appeal and welcoming exterior make a lasting impression. A walkway leads to the inviting front porch, setting the stage for the warmth found inside. Step through the front door into a beautifully designed living room, where gorgeous hardwood flooring creates an inviting atmosphere. The flow of the home continues into the formal dining room, a perfect space for hosting gatherings and special occasions. The thoughtfully designed kitchen is a delight, featuring stainless steel appliances, white cabinetry, and a classic subway tile backsplash. From here, step into the expansive fenced-in backyard, a true retreat for outdoor enjoyment. Just off the kitchen, a cozy family room offers additional living space with access to a lovely sunroom, providing an extra 211 square feet of enjoyment not included in the total square footage. Down the hall, the primary bedroom serves as a peaceful retreat with an en suite bath. Two additional bedrooms and an updated full bathroom complete the comfortable interior layout. The outdoor space is just as impressive, featuring a spacious patio and a massive fenced-in backyard adorned with mature trees, vibrant azaleas, a serene water feature, and a convenient storage shed. Additional features and updates include a termite bond with Palmetto Exterminators, a new hot water heater installed in 2022, upgraded PVC drain pipes replacing cast iron, and a brand-new garage door in 2023. With a location just 1. 2 miles from I-26, 3. 3 miles from Park Circle, and 4. 8 miles from Charleston International Airport, this home offers easy access to everything you need. Don't miss the opportunity to make this beautiful property your own! *Listing agent is related to seller.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $328,000 | $328,000 | $328,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,046 | $2,155 | $2,746 |
Total Monthly Payment | $2,121 | $2,230 | $2,821 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.