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Welcome to 263 Stefan Drive--a picture-perfect, 2020 custom built home tucked away on a quiet cul-de-sac in the heart of James Island. Impeccably maintained by its current owner, this 5-bedroom, 2. 5-bath home offers modern comfort and style just 15 minutes from both historic Downtown Charleston and Folly Beach. Step inside to a light-filled open floor plan with wide-plank flooring, tall ceilings, and a beautiful flow that's ideal for both everyday living and entertaining. The spacious kitchen boasts crisp white cabinetry, quartz countertops, stainless steel appliances, and a large island with bar seating. Just off the kitchen, the inviting living and dining areas open to a fully fenced backyard--perfect for relaxing or hosting friends. The first-floor primary suite is a true retreat, featuring a cozy sitting area and spa-like en suite bath with a double marble vanity and updated fixtures. The laundry room is conveniently located on the main level, just down the hall. Upstairs, you'll find four additional bedrooms and a stylishly updated full bath with a dual vanity, offering space and flexibility for guests, family, or a home office. Additional highlights include a detached garage, extended driveway parking, and no HOA or flood insurance required. Located in one of James Island's most walkable areas, you're just minutes from Millers All Day, the Charleston Pour House, vintage shops, the Charleston Flower Market, local parks, and a public boat landing. This is Lowcountry living at its beststylish, functional, and close to everything.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Insurance Division:
$750,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $600,000 | $600,000 | $600,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,792 | $3,942 | $5,023 |
Total Monthly Payment | $3,884 | $4,034 | $5,115 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.