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Imagine stepping into a home where every detail has been thoughtfully designed for both comfort and beauty. This custom-built residence in the highly desirable neighborhood called The Neck, offers not only an exceptional living experience but also a fantastic investment opportunity. Set amidst a stunning landscape of moss-draped Live Oaks and stately Palmettos, the home stretches across 1. 5 acres, providing a private oasis just minutes from Edisto Beach and Live Oak Boat Landing. As you step inside, the home immediately welcomes you with its traditional elegance. With 9-foot ceilings and thoughtfully designed rooms, each space flows seamlessly into the next, creating a sense of both openness and intimacy. The newly refinished hardwood floors flow throughout the main living areasproviding a warm, timeless look. The entire interior has been newly painted (except for the family room), providing a clean, modern backdrop that highlights the home's craftsmanship and charm. At the heart of the home is the gourmet kitchen, where new double ovens (2023), a new dishwasher (2023), a new stove top (2022), and a new hood vent (2023) combine with stylish new lighting to create a functional and beautiful space for both casual meals and entertainment. A reverse osmosis system installed in 2023 ensures purified water throughout the home, while plantation shutters add an extra touch of elegance. The primary suite offers a serene and private retreat, featuring a completely remodeled custom ensuite (2025) with a luxurious new walk-in closet (2025). It's the perfect place to unwind. In addition, the other bathrooms have been thoughtfully updated, including the addition of a new vanity (2025) in the middle bathroom, and a stunning remodel that transforms one bathroom into two separate spaces (2025), enhancing both functionality and style. Step outside to discover an incredible outdoor space designed for both relaxation and entertainment. The new fiberglass saltwater pool (2024) with a sleek new concrete surround serves as the centerpiece, offering the perfect spot for swimming or lounging. The outdoor kitchen and spacious entertainment area make hosting gatherings effortless, while the fenced-in backyard provides privacy and room for outdoor activities. Enjoy cozy evenings around the custom wood swings and fire pit (2024), all set against the peaceful backdrop of the stunning natural landscape. With modern systems designed for efficiency and comfort, this home is ready for the long haul. A new roof (2024), new tankless hot water heaters (2024), and new HVAC systems (upstairs in 2021, downstairs in 2022) provide peace of mind, ensuring year-round comfort. The new windows upstairs (2024) and new French doors (2024) let in an abundance of natural light, enhancing the home's inviting atmosphere and energy efficiency. This home's 3 side entry garage has been fully updated with new garage door openers (2025) for all three doors, a newly painted ceiling, and a chase around open pipes for a sleek, organized look. The widened driveway (2023) makes parking more convenient. In addition, the chimney removal (2025) was replaced with vented propane fire logs, adding a modern touch to the home. For added peace of mind, the Sub-Zero refrigerator seal has also been replaced in 2025. This home epitomizes the best of coastal living, offering a perfect blend of luxury, convenience, and strong income potential. Whether you're seeking a personal getaway or an income-generating investment, this property delivers both. Located in one of the area's most sought-after neighborhoods, it's the ideal place to enjoy a lifestyle of comfort and elegance. Don't miss the opportunity to see all that this exceptional property has to offer! Rental income/projections: In 2024, this property generated $101, 000 in rental income, with $86, 654 booked (as of 3-3) for 2025, making it a perfect choice for those seeking both a coastal retreat and a profitable investment.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,079,200 | $1,079,200 | $1,079,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.375% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.511% | 6.415% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,557 | $6,733 | $9,253 |
Total Monthly Payment | $6,682 | $6,858 | $9,378 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.