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301 SQ FT, DETACHED BONUS STRUCTURE NOT INCLUDED IN SQ FT OR BED/BATH TOTAL! NO HOA, TURNKEY. This delightful cottage sits on a spacious 0. 45 acre lot, was extensively renovated in 2023, and consists of a main house and a separate detached bonus structure. From the moment you arrive, you'll be captivated by the sprawling lot and welcoming front porch--perfect for relaxing and enjoying the Lowcountry breeze. Step inside to discover an inviting open floor plan, enhanced by beautiful flooring, elegant crown molding, 6 inch custom trim, and abundant natural light. The living and dining area is bright and serene, featuring a cozy electric fireplace that adds warmth and character. The dining space flows effortlessly into the well-equipped kitchen, boasting sleek stone countertops, classic white cabinetry, stainless steel appliances (including a stylish hood vent), and a pantry for extra storage. A convenient mudroom/laundry area is located just off the kitchen, offering additional functionality. The primary bedroom is a spacious retreat that boasts a private ensuite bath. This home has two additional lovely and sunlit bedrooms and a beautiful full bathroom. But that's not all! Out back, a detached bonus structure provides extra flexibility, complete with a kitchenette and full bathroom. The backyard is a dream, offering plenty of space for outdoor enjoyment, entertaining, or gardening. Additional noteworthy upgrades include a new gravel driveway and walkway, walkway lighting, and a wood fence. The location is unbeatable! Conveniently situated just 1. 4 miles from I-26, 2. 6 miles from I-526, 4. 4 miles from Park Circle, and 5. 5 miles from Charleston International Airport and Tanger Outlets. Downtown Charleston is just 10 miles away, making it easy to experience all the charm, dining, and culture the city has to offer. Don't miss out on this incredible opportunityschedule your showing today! *Listing agent is related to the seller.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,999 | $351,999 | $351,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,196 | $2,312 | $2,947 |
Total Monthly Payment | $2,271 | $2,387 | $3,022 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.