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REDUCTION! PRICED TO SELL! Reminiscent of charming Charleston single-style homes, this Charlestowne Place townhome is conveniently located near the Racquet Sports facility, The Lake House, Equestrian Center, neighborhood pool, walk and bike trail to Freshfields Village, and the gate. This lovely home commands a beautiful lagoon setting and features bright, open spaces that include a great room, separate dining room, 3 bedrooms and 3 baths and 3 separate porches to enjoy the coastal breezes and views. An elevator services all three levels. In addition, the ground level offers a large storage area and a 1-car garage, with additional exterior driveway parking. Significant updates include HVAC (2019), roof (2019), metal roof (2022), water heater (2022), 13 new Pella Defender Series windows (2024), elevator updated (2022). Move-in ready, this home is sold unfurnished. Charlestowne Place is a small regime with wonderful neighbors and no short term rentals (rentals limited to 6 months or longer). Contribution to capital within P. U. D. upon the initial sale and resale is 1/2 of 1% of the sale price. Buyer responsible for a $250 transfer fee at closing. The Charlestowne Place HOA requires a $650 Capital Contribution at purchase. Purchase also requires membership to the Seabrook Island Club.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $758,400 | $758,400 | $758,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 6.764% | 6.581% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,731 | $4,856 | $6,554 |
Total Monthly Payment | $4,823 | $4,948 | $6,646 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.