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LOOKING FOR YARD WITH NO MAINTENANCE?This home is STEPS away from the amphitheater and green space; It's like having the BIGGEST yard in the Ponds with NO MAINTENANCE!Located in the award-winning DD2 school district and nestled in the heart of the mature neighborhood of The Ponds, this well-maintained, two-story residence is the perfect blend of comfort and convenience. Offering 5 bedrooms and 2. 5 baths, hardwood flooring, beautiful kitchen and baths and an amazing screen porch, this home caters to a variety of needs and lifestyles. This home features a beautiful Southern double front porch, ideal for rocking chairs. The foyer opens into a Formal Living and Dining room on the left, a space that could serve as an office, formal living area, or children's playroom. Beyond the dining room, the open concept Living, Kitchen, and Breakfast area boasts stunning updates and ample windows that flood the space with natural light. The living room, complete with a cozy fireplace, offers a perfect spot for relaxing. Both the living room and breakfast area open to a screened porch, providing a seamless indoor-outdoor living experience. The primary suite, conveniently located on the first floor, offers a peaceful retreat. Its ensuite bath includes a separate shower, a garden tub, and double raised vanities. For added convenience, a generously sized laundry room is connected to the primary suite. Upstairs, the backstairs lead to a spacious additional bedroom, which would be perfect for a mother in law or a teen suite. The custom drapery and lighting throughout the home are particularly noteworthy, adding a touch of elegance to each space. Just a short walk down the street, there is plenty of open space for children or pets to play, with access to the amphitheater and a large lake. This home offers all the advantages of a spacious yard without the maintenance. Additionally, it is within walking distance to the YMCA, providing easy access to fitness and community activities. Whether you're enjoying the tranquility of your home, the charm of the mature neighborhood, or the convenience of living in a well-connected WALKABLE area, this home is a rare find. Don't miss the chance to make it yours and experience the perfect blend of lifestyle and location.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $447,200 | $447,200 | $447,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,901 | $3,013 | $3,834 |
Total Monthly Payment | $2,993 | $3,105 | $3,926 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.