90 E Bay Street, Charleston, SC, 29401 | $4,495,000

A rare offering in the heart of Charleston's historic district, the Ancrum Wharf Building presents a turnkey, lock-and-leave residence that seamlessly blends 18th-century character with modern luxury. One of the city's few remaining wharf buildings, this award-winning property has been meticulously restored, offering effortless elegance with unparalleled convenience. Positioned at the intersection of East Bay and Tradd Streets, this home is steps from Waterfront Park, Hasell Park, and the Battery, while Charleston's world-class dining, shopping, and cultural attractions are just outside your door. Panoramic views in all four directions--including rooftop glimpses of the harbor, the Charleston skyline, and the cobblestone charm of South Adgers Wharf--allow you to take in the beauty of the city without ever leaving home. Designed for both elegance and livability, the main living space and primary suite are located on the second floor, maximizing natural light and capturing breathtaking views. The Grand Salon is an entertainer's dream, offering a dramatic, open-concept living space framed by near floor-to-ceiling windows and anchored by a chef's kitchen with Sub-Zero refrigeration, double ovens, and custom SieMatic cabinetry. A sense of grandeur continues throughout the home, with beautifully appointed bedrooms, spa-like baths, and custom dressing areas designed for ultimate comfort. Beyond its unparalleled location and exquisite interiors, this property is uniquely designed for ease of ownership. The two gated parking spaces are just a short walk away, and with smart home features, a monitored security system, and minimal maintenance required, this is the perfect Charleston pied-à-terre. For those seeking a strong investment opportunity, 90 East Bay has also been successfully rented as a monthly executive rental, generating approximately $25, 000 per month. Whether you are looking for a luxurious second home, a sophisticated city retreat, or a historic residence that offers the best of Charleston at your doorstep, this property is an unmatched opportunity to own an exceptional piece of history. A home that embodies Charleston's past, present, and future elegantly restored, move-in ready, and waiting for its next chapter.

Features

  • Amenities: Trash
  • Bedrooms: 4
  • Baths: 4 full / 2 half
  • Laundry: Laundry Room
  • Style: Traditional
  • Development: 51 - Peninsula Charleston Inside of Crosstown
  • Year Built: 1800
  • Heating: Forced Air
  • Cooling: Central Air
  • Approx Sq. Feet: 3,744
  • Acreage: 0.04
  • Elem. School: Memminger
  • Middle School: Simmons Pinckney
  • High School: Burke
  • MLS#: 25004947
  • Days on Market: 50 days
  • Website: https://www.raveis.com
    /eprop/25004947/90ebaystreet_charleston_sc?source=qrflyer
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Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase.
Listing courtesy of William Means Real Estate, LLC

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90 E Bay Street, Charleston, SC, 29401

$4,495,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $3,596,000 $3,596,000 $3,596,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.813% 6.739% 6.581%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $22,141 $23,026 $31,078
Total Monthly Payment $22,266 $23,151 $31,203

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.