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Welcome to this all brick, one-story home gilled with charm, lots of natural light and original wood flooring. The roof was recently replaced and it is ready for new owners. Currently, the home is situated on just under an acre but this listing includes two additional tracts . Seller is willing to sell in smaller portions. Behind the home on the additional acreage are 2 wells and 2 septics. A fenced-in backyard is the perfect place to relax. A ramp to the home makes access easy or remove it to reveal the original steps. The partially open floorplan can be reconfigured so many different ways depending on if you need a formal dining area. The current owner installed a wall to the formal living area to the left of the front door to add a bedroom, take it down and you have a larger dining space. The living room has real wood paneled walls and a huge picture window. A second bathroom was recently added to the laundry area. Don't forget about the garage. A two-car detached garage has a full apartment, HVAC and plumbing with a bathroom, but the roof and stairs are not stable and need work. The third bathroom is in the garage. Please do not enter the space. Check out the beautiful pond and open fields!! The mobile home on the property will not convey. Expect the home to need work. The home has been priced accordingly. Some financing options may not be available. Seller may be willing to make some repairs. This is an old home and was inherited. Seller does not know the condition. Please prepare your Buyer the home needs remodeling and repairs if desired. Home has been lived in consistently up until the last month.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $580,000 | $580,000 | $580,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,618 | $3,810 | $4,855 |
Total Monthly Payment | $3,710 | $3,902 | $4,947 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.