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Discover Vineyard Lakes, an exclusive lakeside retreat nestled on Johns Island, boasting 14 residences set on spacious lots ranging from 1/2 acre to nearly a full acre of elevated terrain. Every homesite offers serene vistas of the expansive 5-acre+ lake and the abundant mature oak trees throughout the community. ** Proposed Construction** Price Does Not Reflect any Structural or Design Upgrades. Coming to Lot 10 is our popular Gates Floor Plan. Featuring 3 bedrooms, 3 baths featuring a main floor primary suite and a dedicated study. The Gates offers a functional layout for everyday living. The open living space is infused with natural light, creating a bright and inviting atmosphere. INTERIOR FEATURES: luxury plank flooring in the main living areas ~ oak treads on the stairs~ high quality carpet in the bedrooms and second floor ~ ceramic tile in bathrooms and laundry ~ 10'smooth ceilings ~ 8' doors ~ 71/4" baseboards ~ window and door casing included ~ choice of door hardware and door style ~ home automation system ~ Sherman Williams paint with1 wall color, 1 trim color and 1 ceiling color. CONSTRUCTION SERVICES: 5 hours with the Design Team to choose your home selections ~ pre-construction, pre-drywall and homeowner orientation meetings ~ 1 year builder warranty ~ termite bond ENERGY EFFICIENT FEATURES: tankless water heater ~ radiant roof barrier ~ 15 SEER Lennox HVAC unit ~ programmable thermostats ~ Low VOC paint ~ Low-E single hung windows. KITCHEN FEATURES: quartz or granite countertops ~ 42" upper cabinets with molding and choice of stains ~ curated cabinet hardware ~ stainless steel appliances ~ garbage disposal ~ 50/50 undermount sink ~ soft closer drawers and cabinets BATHROOM FEATURES: 36"stained cabinets with quartz or granite countertops ~ dual vanity in the primary bathroom ~ walk-in shower with tile walls in primary bathroom ~ fiberglass tub/shower combo in guest bath ~ elongated toilets ~ ceramic tile floors in all bathrooms ~ Delta single-hold faucets in Chrome EXTERIOR FEATURES: cement fiber siding, trim and vinyl soffit ~ ~ fir wood front door ~ 30-year architectural shingles ~ screens in all windows ~ two hose bibs ~ concrete porch per plan GARAGE: Two car garage with door openers and keyless entry pad
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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William Raveis Real Estate
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $643,920 | $643,920 | $643,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,070 | $4,230 | $5,390 |
Total Monthly Payment | $4,162 | $4,322 | $5,482 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.