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The Bluff at Palmetto Plantation (X flood zone) is a hidden treasure in the heart of Mt Pleasant, just a short walk or bicycle ride away from Palmetto Islands County Park on Needlebrush Pkwy. This property is a stunning 3, 400 square foot home on 0. 52 acres. The home was built in 2016 and features modern elegance and spacious living. The marble foyer sets the tone for the luxurious interior, while the double-height family room adds a sense of grandeur. Oversized sliding doors connect this space seamlessly to the expansive patio and mineral saltwater pool, creating an ideal flow for indoor-outdoor living. The open floor plan offers a seamless connection between the great room, eat-in kitchen and separate dining room, promoting both comfort and functionality. The kitchen is a chef's drewith an oversized island, high-end appliances, and wet-bar in the adjoining dining nook. The first floor also includes a dedicated office space, perfect for remote work or 4th bedroom. The primary bedroom suite, conveniently located on the first floor, overlooks the pool area and boasts a large walk-in closet and a spacious bathroom, complete with double vanities for ultimate luxury. The extra large laundry room can ideally be accessed from the hallway or from the primary bathroom. Upstairs, you'll find two additional bedrooms that share a well-appointed jack-and-jill bathroom, making this home both guest and family-friendly. This home also features an attached 4-car garage (1100 sq ft), offering ample space for vehicles and storage. The long driveway provides additional off-street parking. Enjoy the convenience of living near Town Center, short distance to beaches, restaurants, county parks not to mention easy access to outstanding public schools in Mt. Pleasant. This is an X flood zone and flood insurance is not necessary.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,820,000 | $1,820,000 | $1,820,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.727% | 6.560% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $11,059 | $11,654 | $15,729 |
Total Monthly Payment | $11,184 | $11,779 | $15,854 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.