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Welcome Home!!! As you enter this wonderful house, you are greeted by an amazing open concept with natural lighting galore. Hardwood floors in the foyer and family room only compliment the grandness and openness of the first floor. The Hawthorne model features 42'' maple cabinets, granite countertops and ceramic tiled flooring in the kitchen and dining area. A laundry room (perfect for a mud room) and a half bath both sit right off the 2 car garage entrance and kitchen. Upstairs, the spacious primary bedroom boasts a large walk-in closet and a bath featuring dual sinks and separate shower and garden tub. Alongside the primary are two bedrooms and a hall bath also featuring the maple cabinets. The backyard is fenced-in with a 6 foot wooden fence and has a very large and beautifulstone patio. Plenty of room for the family pet and entertaining family and friends. In the heart of the tri-county area, sits the desirable and lovely Spencer Creek Woods. Minutes to everything - I26, 78, Dorchester Road, Palmetto Commerce, Mercedes-Benz, Volvo, Boeing, Bosch, schools and shopping. Up to a $2, 000 Lender Credit is available and will be applied towards the buyer's closing costs and pre-paids if the buyer chooses to use the seller's preferred lender. This credit is in addition to any negotiated seller concessions.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $272,000 | $272,000 | $272,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.112% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,697 | $1,787 | $2,277 |
Total Monthly Payment | $1,772 | $1,862 | $2,352 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.