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Step into the realm of modern elegance with this stunning new-build ranch home in the prestigious Chapel Creek Plantation, ideally located near the renowned Santee National Golf Club. This 3-bedroom, 2-bathroom residence spans 1, 615 square feet of thoughtfully designed living space, complete with a spacious 2-car attached garage that's oversized and large enough to accommodate two full-size pickup trucks. The welcoming front porch invites you to relax and take in the picturesque views of the golf course across the road, setting the tone for the charm and sophistication found within. Inside, a gracious foyer leads into the open-concept living area, filled with natural light and designed for both comfort and versatility. For added ambiance, an optional fireplace with an elegant mantle can serve as the centerpiece of the living room. The seamless flow into the dining area and well-appointed kitchen makes this space perfect for entertaining. The kitchen is a chef's dream, featuring a generous island, ample white cabinetry, plenty of counter space, a tiled backsplash, stainless steel appliances, brushed nickel fixtures, and a walk-in pantry for added convenience. Two generously sized bedrooms and a full bathroom with a white cabinet vanity, tiled shower, and brushed nickel fixtures are located on one side of the home. On the opposite side, the private primary suite offers a luxurious retreat with a tiled walk-in shower, dual-sink white vanity, brushed nickel fixtures, and a large walk-in closet. This layout strikes the perfect balance of functionality, privacy, and comfort. The outdoor spaces are equally impressive. A covered back patio is perfect for al fresco dining or simply enjoying the tranquility of the backyard, which backs up to the 2nd fairway of the golf course. With its serene views and connection to nature, this home offers a peaceful yet stylish lifestyle. Conveniently located just 1 hour from Columbia, 50 minutes to Summerville, and 1 hour to Charleston, this property perfectly blends country living with proximity to city amenities.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $288,000 | $288,000 | $288,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.019% | 7.050% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,797 | $1,892 | $2,411 |
Total Monthly Payment | $1,872 | $1,967 | $2,486 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.