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STOP SCROLLING YOU ARE HOME! This beautiful 4-bedroom, 3. 5-bathroom home is perfectly situated in a highly desirable ''The Cottages at Johns Island'' neighborhood; conveniently located just 15 minutes outside of downtown Charleston. A highlight of this property includes a third bedroom which hosts a full bath! This home is located near the brand-new Angel Oak Elementary School currently under construction, 30 minutes to Folly Beach, 30 minutes to Kiawah Island and just minutes to several parks and fantastic local restaurants. Inside, you'll find a spacious and well-designed layout with generously sized bedrooms, making it perfect for both relaxation and entertaining. The primary suite features its own private balcony, providing the perfect spot to unwind after a long day. A BRAND NEW HVAC SYSTEM ensures worry-free living. The fenced in back yard leads to the detached garage offering extra storage and parking space. Located adjacent from the neighborhood park means no neighbors to one side adding to the appeal of this home Don't miss this incredible opportunity to own a home in one of Johns Island's most sought-after locations. Schedule your showing today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $415,200 | $415,200 | $415,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,590 | $2,728 | $3,476 |
Total Monthly Payment | $2,682 | $2,820 | $3,568 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.