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ATTENTION BUYERS! UNIT NOT CURRENTLY IMPACTED BY LAWUIT. Seller is willing to cover the cost of your inspections, including any architectural engineering inspections to illustrate the townhome has no current issues. PRICE PER SQUARE FOOT IN THIS CONDITION HARD TO FIND ON JOHNS ISLAND. Additionally, be sure to ask how you may qualify for a 5. 5% interest rate on this home by using the seller's preferred lender! Don't miss out on this opportunity! Seller is motivated. Welcome to a delightful 4-bedroom, 3-bathroom townhouse in the sought-after Marshview Commons on Johns Island, SC. Built in 2018, this 2, 186 sq. ft. home blends modern living with Lowcountry charm. One of the bedrooms and full bathrooms sits on the same floor as the kitchen and living room making it a great flex space. The open-concept design creates a seamless flow between the living, dining and kitchen areas, ideal for entertaining or everyday life. Enjoy tranquil pond and marsh views from this serene setting. The drive-under design features a one and half car garage with extra storage space, perfect for your vehicle and more. You'll find yourself just a short drive away from the historic charm of downtown Charleston, the pristine beaches of Kiawah Island, and the vibrant local dining and shopping scene. Owner has some additional flooring that they will leave for the new owner. Owner has some additional brand new cabinet doors that they will leave for the new owner. Newer washer/dryer to stay for the next owner. **The HOA went up from last year, but not much. There are no current special assessments. The current HOA is $411. This is still lower than most HOA's on Johns Island. **
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,920 | $335,920 | $335,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.750% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.894% | 6.936% | 6.006% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,041 | $2,179 | $2,790 |
Total Monthly Payment | $2,116 | $2,254 | $2,865 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.