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SELLER OFFERING $5K IN CONCESSIONS WITH ACCEPTABLE OFFER!! NO HOA!! Nestled in the heart of Mount Pleasant, just 4. 5 miles from Isle of Palms beach and minutes from Mount Pleasant Towne Centre, 2173 Annie Laura Lane offers an exceptional opportunity to create your dream home. Situated on a spacious . 38-acre lot, this property boasts a blend of character, space, and untapped possibilities. The home features 3 bedrooms and 2 baths, providing a comfortable layout for everyday living. A formal living room with a cozy gas fireplace invites elegant entertaining, while a separate family room, complete with its own gas fireplace, offers a relaxed retreat for casual gatherings. The sunroom floods the home with natural light and is the perfect spot to enjoy your morning coffee or unwind at the end of the day. Upstairs, an unfinished space awaits your vision-perfect for a home office, playroom, or extra storage. This flexible area adds incredible value and allows you to customize the home to fit your needs. The large, historic live oak tree gracing the property serves as a stunning focal point and provides shade and a sense of timeless Southern charm. The expansive front yard offers plenty of opportunities for landscaping, gardening, or creating an inviting outdoor living area. This property is more than a homeit's a canvas. With a little updating, 2173 Annie Laura Lane can be transformed into a true showpiece in one of Mount Pleasant's most desirable locations. Don't miss the chance to own a home with so much potential, just minutes from the beach and all the conveniences of coastal living. Schedule your showing today!
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William Raveis Real Estate
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $634,400 | $634,400 | $634,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,958 | $4,168 | $5,268 |
Total Monthly Payment | $4,050 | $4,260 | $5,360 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.