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This beautifully renovated duplex is located just steps from Prestwood Lake, one of Hartsville's most scenic and beloved spots for kayaking and water activities. Situated in an established residential neighborhood, the property is within walking distance of Lawton Park, which offers public lake access, pickleball courts, and a playground. Each unit features two bedrooms and one bathroom, with updates completed in the last four years. The kitchens have been modernized with granite countertops, stainless steel appliances, and in-unit washer and dryer sets. Original hardwood floors have been beautifully refinished, while the bathrooms feature stylish tile flooring. See More below. Spacious living rooms are centered around fireplace mantles, and separate dining rooms provide a functional and inviting layout. Ceiling fans and ample parking add to the property's appeal. Both units are currently leased on annual contracts, making this an excellent investment opportunity. No showings will be permitted until a contract is received with verifiable proof of funds or a solid lender pre-approval letter. No exceptions. This is a rare chance to own a fully updated duplex in one of Hartsville's most desirable lakefront communities.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $230,000 | $230,000 | $230,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 7.000% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.176% | 6.298% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,454 | $1,530 | $1,941 |
Total Monthly Payment | $1,529 | $1,605 | $2,016 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.