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Stunning 2-Bedroom lower level Condo with Water Views in Wild Dunes. Nestled in the exclusive, gated community of Wild Dunes, this beautifully updated 2-bedroom, 2-bath condo offers the ideal island retreat. Situated along the serene Morgan Creek, this first-floor end unit provides extra privacy and seamless access to the marina and neighborhood amenities. Key Features: -Prime Location: Situated at the far end of the Yacht Harbor complex, enjoy unmatched water views of the marina and peaceful surroundings. -Turnkey Living: Thoughtfully redecorated with high-end designer furnishings and original art--which convey for a truly move-in-ready home. -Spacious Layout: A bonus flex room off the kitchen/living area offers versatile space that can serve as an extra den, office, or even a third bedroom, complete with a high-end sleeper sofa. -Outdoor Living: Relax and take in the views from your private screened porch or rear deck, with easy access to the neighborhood pool, hot tub, and marina docks. Additional Features: -Convenient First-Floor Access: With few stairs to navigate, enjoy easy, comfortable living. -Covered Parking: Ample parking for 3 vehicles1 space in covered parking and 2 additional spots in the driveway. -Modern Updates: Recent upgrades include a new dishwasher, disposal, hot water dispenser, and water heater (2024), plus HVAC serviced in June 2024. -New Hurricane-Rated Sliding Glass Door: A $15k upgrade completed in September 2024 provides added security and durability. -Modern Ceiling Fans: New high-efficiency dimmable fans in both bedrooms, the den, and living area ensure comfort and style. -LED Recessed Lighting: New recessed lighting in the living room, bathrooms, and kitchen (installed October 2024) for a modern and energy-efficient touch. -Smart Lighting: Lutron-controlled lighting via an app allows for customizable ambiance with easeperfect for a modern lifestyle. -New Samsung 65-inch TVs with Sonos Sound Bars. -High-End Finishes: Custom split-tilt plantation shutters on all windows and premium fixtures throughout. -HOA Improvements: Recent updates to the neighborhood pool and hot tub (2023), gutter replacement (fall 2024), with a roof replacement in 2020-2021. -Desirable Location: A short walk or golf cart ride to the Beach, IOP Marina and Islander 71 Restaurantideal for enjoying all that island life has to offer. This condo offers an exceptional opportunity in one of the island's most sought-after communities.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $656,000 | $656,000 | $656,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.727% | 6.560% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,986 | $4,200 | $5,669 |
Total Monthly Payment | $4,078 | $4,292 | $5,761 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.